:root{--navy:#14213d;--red:#e21f35;--muted:#68768d}*{box-sizing:border-box}body{margin:0;background:#fff;color:#182a48;font-family:Arial,Helvetica,sans-serif;line-height:1.7}a{color:inherit;text-decoration:none}.wrap{width:min(1120px,calc(100% - 34px));margin:auto}.top{background:#14213d;color:#fff;font-size:13px}.top .wrap{display:flex;justify-content:space-between;gap:14px;padding:11px 0;flex-wrap:wrap}header{background:#fff;border-bottom:1px solid #e8edf4;position:sticky;top:0;z-index:10}header .wrap{display:flex;gap:24px;justify-content:space-between;align-items:center;padding:15px 0}header .brand{display:flex;gap:10px;align-items:center;font-weight:800;font-size:19px}header img{height:46px;width:46px;object-fit:contain}nav{display:flex;gap:14px;flex-wrap:wrap;font-size:13px;font-weight:700}nav a:hover{color:var(--red)}.hero{padding:66px 0;background:linear-gradient(135deg,#f6f8fc,#edf2f8)}.crumb{font-size:12px;color:#6e7d91;margin-bottom:24px}.eyebrow{color:var(--red);font-weight:800;letter-spacing:.15em;font-size:12px}h1{font-size:clamp(32px,5vw,54px);line-height:1.12;max-width:790px;margin:13px 0 18px}p.lead{max-width:690px;font-size:17px;color:#5f7089}.cta{display:inline-block;background:#e21f35;color:#fff;padding:15px 22px;border-radius:10px;font-weight:800;font-size:14px;margin-top:15px}.section{padding:64px 0}.cols{display:grid;grid-template-columns:1fr 1fr;gap:45px}.card{border:1px solid #e1e7ee;border-radius:16px;padding:24px;background:#fff}.card h2{font-size:19px;line-height:1.4;margin:0 0 12px}h2{font-size:clamp(23px,3vw,32px);line-height:1.25}.muted{color:#627087;font-size:15px}.list{padding-left:23px}.list li{margin-bottom:12px}.cards{display:grid;grid-template-columns:repeat(2,1fr);gap:17px}.notice{background:#f7f9fc;border-left:3px solid #e21f35;border-radius:10px;padding:15px;font-size:13px;color:#50617b}.other{display:flex;flex-wrap:wrap;gap:10px}.other a{border:1px solid #dbe2ed;border-radius:50px;padding:9px 13px;font-size:13px}.footer{background:#14213d;color:#d0d9e7;padding:35px 0;font-size:13px}.footer a{color:#fff;text-decoration:underline}body :focus-visible{outline:3px solid #e21f35;outline-offset:2px}@media(max-width:750px){header .wrap{flex-direction:column;align-items:flex-start}.cols,.cards{grid-template-columns:1fr}.hero{padding:44px 0}.section{padding:45px 0}}

/* Mobile polish */
html{scroll-padding-top:85px}img{max-width:100%;height:auto}a,button{touch-action:manipulation}
@media(max-width:700px){.wrap{width:calc(100% - 32px)}header .wrap{gap:10px}h1{font-size:clamp(29px,8vw,40px);line-height:1.2}main{overflow-wrap:break-word}section{min-width:0}a.button,button{min-height:44px}}